Travel Insurance - Pre Existing Medical Conditions

Travel Insurance - Pre Existing Medical Conditions

Travel Insurance – Do you have a pre existing medical condition?

Travel insurance for pre-existing medical conditions provides additional cover for conditions such as diabetes, heart disease and cancer. Providers offer this type of cover as some standard travel insurance policies will not pay out for pre-existing conditions. 

If you are one of the many who have a pre-existing medical condition then you will be aware of just how difficult it is to find the right travel insurance policy for you at the cheapest possible price.

At Insure Guide we can put you in touch with a specialist insurance broker where you can discuss your individual needs before taking a policy out.

Click Here to complete our short web form or call us on 03308 803608.

Medical claims and emergencies abroad are one of the biggest costs to insurance companies. This is why some insurers will offer millions of pounds worth of cover to pay for things like hospital treatment, emergency repatriation and travel expenses associated with having to stay abroad longer due to a medical emergency.

This is why people who have a greater risk of claiming are forced to pay more for their insurance premiums. Whether you have experience of a serious condition such as cancer or something quite minor that occurred years ago, then you will need to disclose this to your insurer.

Even those who have been cured from a medical condition may still have to declare this to their insurer. For example, a person who has been completely cured of cancer may still face higher insurance premiums.

Travel insurance for people with existing medical conditions is designed so that if you were to fall ill whilst abroad due to your medical condition, then your health care costs will be covered which can run into the thousands. This will give you the peace of mind to know that everything will be taken care of should the worst happen.

Failure to declare a medical condition to an insurer could result in any claim being rejected and force you to cover any medical costs yourself. It may be tempting to withhold certain information in order to obtain a cheaper premium, but in the event of a claim the insurance company can access your medical records.

No matter how minor a medical condition may be it is always worth declaring this to the insurer just to be sure that you are fully covered.

Click Here to complete our short web form or call us on 03308 803608.

Remember it is crucial to be honest with your insurer or you could find yourself uninsured. At Insure Guide we are completely impartial and we will quickly put you in touch with a specialist travel insurance UK broker who will meet your unique requirements.  Complete our web form and a specialist broker will call you back within the hour.

A specialist insurance broker will discuss your trip with you and then find you the best cover available for you at the best cost available. This takes all the worry away from you as a professional is doing all the leg work for you. Leaving you free to look forward to your trip.

Click Here to complete our short web form or call us on 03308 803608.