Travel Insurance - Extreme Sports

Extreme Sports Travel Insurance

Extreme Sports Travel Insurance

Extreme sports travel insurance is critical cover required by those intending undertake dangerous or extreme sports and activities whilst abroad.  It is imperative that you deal with a specialist insurance broker who will take the time to ensure that your extreme sports travel insurance covers you for all eventualities.  Taking these precautions doesn’t make the cover more expensive – it just means you can travel with complete peace of mind knowing that your extreme sports travel insurance is a perfect fit for your trip. 

At Insure Guide we are completely impartial and we will quickly put you in touch with a specialist extreme sports travel insurance broker who will meet your unique requirements.  ­We are a supportive service for ‘difficult to find’ and specialist insurance.

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A specialist insurance broker will discuss your trip with you and then find you the best cover available for you at the best cost available.   This takes all the worry away from you as a professional is doing all the leg work for you.   Leaving you free to look forward to your trip.

Extreme sports travel insurance is designed to cover those daring individuals who enjoy high risk sporting activities whilst abroad.  These sporting activities have a very wide range and can include:

  • Bungee jumping

  • Paragliding

  • Winter Sports – tobogganing, skiing, snowboarding

  • Skydiving

  • Windsurfing

  • Racing

  • Rock Climbing

  • Hand gliding

  • Ski jumping

  • Kayaking

  • Canoeing

There are many ‘quick fix’ extreme sports travel insurance policies which you can buy over the internet but these are usually standard low-grade policies which will not cover you for a surprising number of eventualities.  A standard travel insurance policy does not cover most activities and never extreme sports.  These are ‘add ons’ to the policy.  What’s worse is that insurers don’t define what they consider to be an extreme sport so it’s not until you have an accident that you find out you’re not covered.  Extreme sports travel insurance requires a professional to ensure that the extreme sport or sports you intend to pursue is covered by your policy.  Some insurers will claim to cover all sorts of activities however there are very often restrictions applied in the small print of your policy which means in fact they are offering very little cover at all.  Beware of providers who claim to cover a particular extreme sport type – their excess on any claim is normally very high.

Click Here to complete our short web form or call us on 03308 803608.

Clearly you need an extreme sports travel insurance to include medical cover as by taking part in extreme sports you are at greater risk of injury.  You may not consider your sport to be very dangerous if you consider yourself skilled at it and have been taking part for many years.  However, the likelihood is that the insurer will consider it high risk.  So, your extreme sports travel insurance cover will cost you more than a standard travel policy.  However, considering the cost of medical treatment abroad the extra premium payable seems very cheap in comparison.

Your broker will advice you what your extreme sports travel insurance policy includes and doesn’t include.  They will also advice whether you need to include search and rescue in your policy.  If you are considering hiking or skiing then this cover is vital.

Something else to consider with extreme sports travel insurance is that baggage and personal possessions cover does not include cover for your sports equipment.  This is arranged as an ‘add on’ within the policy.  Your broker will advice you of this. 

An extreme sports travel insurance policy is essentially a travel insurance policy which is molded to meet your needs.  Therefore, ensuring a fully rounded and effective policy to cover all activities fully.  An extreme sports travel insurance policy can also work with a long stay travel insurance policy if you intend to take a longer trip.

You will now be aware that extreme sports travel insurance is a special cover that requires a specialist insurance broker.  It is imperative that you are covered adequately for every aspect of your trip at the right cost and only a specialist broker can provide adequate extreme sports travel insurance.

Click Here to complete our short web form or call us on 03308 803608.